NHC – On sold programme

On the 15 August 2019 the government announced a new package for owners of on-sold over-cap properties in Canterbury. This means that if you’ve brought a home in Canterbury and discovered that it is damaged over the NHC (formerly Earthquake Commission, EQC) cap, you may be eligible for an ex gratia payment to cover the cost of repairs. This new policy is only available until the 14 October 2020. After that the policy will not be available.

You may be eligible to receive the payment under the support package if you meet all of the following:

You must be the current owner of the property.
Your application must have been made on or before 14 October 2020.
You must have purchased the property within the specified time period. To meet the requirement, you must have:
a) made your offer to purchase the property after the natural disaster damage arising from the Canterbury Earthquake Sequence occurred to the property; and
b) made your offer to purchase the property on or before 15 August 2019.
If your Offer was subject to a Building Condition, you must have satisfied or waived that Building Condition on or before 15 August 2019.
The original owner(s) of the property must have lodged at least one claim with NHC (formerly Earthquake Commission, EQC).
Before you made your offer to purchase the property the claim(s) lodged by the original owner(s) to which an ex gratia payment relates must have already been assessed by NHC ( formerly Earthquake Commission, EQC). and determined to be under-cap.
For more information you can also visit the NHC website On-sold over cap properties using the below link.
IMPORTANT UPDATE - New deadlines: settlement deeds must be signed within 30 business days of the offer being made, and construction must start within six months of agreement.

why work with us?

Navigating the complexities of the NHC On-Sold programme can be challenging, but CNZ Build is uniquely positioned to guide you through the process with expertise and ease. Here’s why we’re the perfect partner for your earthquake repair journey:

Extensive Experience with NHC and EQC

Since the aftermath of the Christchurch earthquake, we have worked closely with the Natural Hazards Commission (NHC), formerly known as the Earthquake Commission (EQC), and Fletchers. Our longstanding relationships and deep understanding of their systems ensure your repair process is efficient and stress-free.

Trusted Assessors for Earthquake Damage

If you’ve owned your property since the earthquake and discover damage such as cracks, it’s vital to know what to do next. When you contact the earthquake helpline, we are one of the few contractors trusted by the NHC to assess and address such issues, providing expert evaluations and solutions tailored to your needs.

Seamless Coordination with Insurance Companies

Earthquake repairs often involve multiple stakeholders, and we are here to simplify the process. In addition to working with the NHC, we have established strong partnerships with insurance companies. If your repair costs exceed the NHC’s coverage, we liaise directly with your insurer to manage any additional expenses, ensuring a smooth and cohesive experience.

Comprehensive Project Management

At CNZ Build, we handle every detail of your repair project. From initial assessments to final finishes, our team manages the entire process. Your role is simply to decide on design elements such as colours, flooring, tiles, cabinetry and joinery —leaving the rest to us. We pride ourselves on delivering a seamless, one-stop service tailored to your vision.

Contact Us Today

With over a decade of dedicated service in earthquake repairs, CNZ Build is a trusted and experienced partner. Our deep connections with the NHC, EQC, and insurance providers, combined with our expert project management, make us the ideal choice to restore your home to its best condition.

If you have any questions or are ready to begin your repair journey, get in touch with us at 02 744 49923 or by submitting the form on this page.

We’re here to support you every step of the way.